Why have a will?

The absence of a Will can cause problems, heartbreak, financial hardship and unnecessary expense for your family at the worst possible time.

For a small investment of time and money you can write what you want in your will, protecting your loved ones whilst enjoying peace of mind.

To avoid dying ‘intestate’ (without a will) and allowing your possessions to be distributed according to the law of intestacy. In your will you can appoint a guardian, a person of your choice to look after your children if you should die before they reach 18.

It is commonly believed that husbands and wives are automatically entitled to inherit everything from each other. This is not the case.

It becomes even worse if you are not married, as your partner won’t inherit your estate and fathers, may not have automatic guardianship of their own children.

Increased property values may make your estate liable to Inheritance Tax (Death Duties). This can be minimised or even eliminated by a carefully written will.

Why have a Lasting Power of Attorney (LPA)

Most people acknowledge that it is important to organise their affairs in the event of their death, which is why so many people make a Will however, who will make decisions for you, should you become mentally or physically incapable, to manage your own affairs?
Click on the Lasting Power of Attorney link in the above Services tab for further details on why you should consider this option.