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Why have a will?

Just think about what not having a will could mean to you.....

TO MY FAMILY: I hereby leave you all several months, possibly years, of financial hardship and expense whilst you go to unnecessary efforts to sort out my affairs.

TO MY SPOUSE: I hereby leave you some (but probably not all) of everything that I own

TO MY CHILDREN: I hereby leave you the remainder of my estate and give you the authority to enforce the sale of any part of it (including the family home) to realise your inheritance.

TO SOCIAL SERVICES: If my children are orphaned I give you the authority of guardianship and the power to choose who shall look after them, including allocating them to foster- parents.

TO THE TAX MAN: I hereby leave you all the tax that I could have avoided and given to my family.

TO MY BANK AND/OR SOLICITOR: I hereby authorise you to charge whatever you feel necessary to sort out the mess that I have left behind. I realise that this could make you one of the major beneficiaries of my estate.

TO EVERYONE ELSE: I leave you nothing!

Talk to us today so you can avoid this unnecessary situation.